Today, many people opt to work for themselves, as opposed to working for salaries as they have historically done. This can be in the form of commissioned sales, incorporated companies, LTD companies, working on a contract basis, or sole proprietorships. Many times, these individuals cannot prove enough income to qualify for a traditional mortgage, as much of their income is "written off".

There are programs available where your income does not have to be proven in the traditional sense. Essentially, if you have sufficient equity in your home (or sufficient down payment in case of a purchase) you may qualify for one of the programs with very little documentation required.

In the current market situation, things change very fast and that includes also mortgage financing options and products. It is impossible for an average person to keep up with the constant changes and calling us is the best thing one can do in order to explore one's options. Our mortgage professionals are knowledgeable about the guidelines of many lenders, not only banks'.

Dependent upon your personal situation, there are several options available to you. Please contact us for more information.